INSURANCE
Life changes... Unexpected situations happen. Each and every one of us is exposed to risk. An insurance plan is an excellent way to protect yourself and your family against uncertainty.
What are you looking for?
- Protect my loved ones
- Protect my assets
- Protect my finances from the unexpected
- Prepare for my future
- Protect my health
Consider these solutions:
- Life Insurance
- Property and casualty insurance
- Disability insurance
- Long-Term Insurance
- Cancer & Supplemental Insurance
See below for a brief summary of insurance types and their main benefits.
One of our agents can contact you directly to provide additional detailed information as needed.
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PROTECT MY LOVED ONES
LIFE INSURANCE
LIFE INSURANCE The purpose of life insurance is to grant compensation to the beneficiaries or legal heirs in the event of death of the insured. Life insurance is the best solution to guarantee the protection of your family and cover the debts caused by death.
Additionally, some policies can accumulate cash value and represent a retirement income, providing liquid capital to pay for estate taxes, personal obligations, as well as education or emergencies that may arise and can serve as guarantees for loans.
In the difficult times following the death of the insured, members enrolled as beneficiaries will have one less thing to worry about, since a life insurance plan would provide them with an extra layer of financial security and assure that their quality of life is maintained according to the chosen plan.
There are two basic types:
- Term, the simplest and most accessible option for any type of needs, financial situation and age. Created for specific periods of time, such as: 1, 5, 10, 20, 25 or 30 years.
- Permanent, the right solution for anyone who wants to leave a legacy for their loved ones. This plan will cover the permanently secured individual during their entire life until death. Payments are maintained at a stable level every year.
BENEFITS:
Term Benefits:
- Death Coverage
- Tax Advantages
- Low Monthly Cost
- Policy Convertable at any time
Whole (Permanent):
- Death Coverage
- Tax Advantages
- Cash Value Guaranteed
- Revenue Dividends
- Protection against loss of income
- Education Coverage for a child's educational needs
- Mortgage Protection
Universal (Permanent):
- Death Coverage
- Tax Advantages
- Flexible Payments
- Cash Value Guaranteed
- Potential for Building Account Value
Variable Universal (Permanent):
- Death Coverage
- Tax Advantages
- Market Investment
- Potential for Building Account Value
Always thinking of your peace of mind and your family, with the Rocafort, we offer a complete portfolio of life insurance so you can choose the best option available that matches your preferences and protection needs.
Have a Question? Click here to know how we can help you...
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PROTECT MY ASSETS
PROPERTY AND CASUALTY INSURANCE
PROPERTY AND CASUALTY INSURANCEProperty and casualty insurance helps protect the assets you own, like your home or car. It can also provide liability coverage to help protect you if you're found legally responsible for an accident that causes injuries to another person or damage to another person's property.
This protection plan can cover damages caused by theft, fire, wind, lightning, floods, earthquakes, and tornadoes (some locations may not be included.)
To determine which policy is right for protecting your home, first verify how much it would cost to rebuild your house. There are different levels of coverage available, from basic to 80 or 100% of the asset value.
For an extra cost, additional valuables can be protected with “floaters” designed to cover such items as jewelry, silverware, furs, artwork, and other valuable collections, as well as the contents of a safe-deposit box, up to a certain limit.
Please consult with one of our representatives at the Rocafort and get the answers you need to make a decision that fits your particular case best.
Have a Question? Click here to know how we can help you...
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Protect My Finances from the Unexpected
Disability Insurance
Disability InsuranceDisability insurance helps replace the income lost due to an accident or illness.
Disability insurance can help you meet expenses and maintain your standard of living, by replacing a portion of your income. It can also help to provide financial security until you can get back on your feet and return to work.
This solution can provide you with peace of mind and protect your family against income loss should you become unable to work.
Have a Question? Click here to know how we can help you...
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Prepare For My Future
LONG TERM CARE
Long-term care can be an expensive drain on family resources. Many people over age 65 are expected to eventually need some level of long-term care, and it makes sense to first have a better understanding about long-term care and how it works—and consider what you can do to prepare financially.
Coverage provides nursing-home care, home-health care, and personal or adult day care for individuals above the age of 65, or those with a chronic or disabling condition that needs constant supervision.
Our Long Term Care Insurance offers you much more flexibility and options than many public assistance programs.
Have a Question? Click here to know how we can help you...
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Protecting My Health
Cancer & Supplemental
This insurance is a solution for managing the risks associated with a cancer diagnosis and to mitigate the costs of cancer treatment through direct payments to policyholders. In addition to cancer coverage, this plan covers many other debilitating diseases. It can be used as supplemental insurance or a stand-alone plan.
Benefits:
- The insured receives payment directly
- Prevention tests are included
- Prescription Coverage
- No age limit for basic coverage
- Consensual couples are accepted
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How can we help you in 3 simple steps?
1) Identify your needs 
2) Explore alternatives 
3) Recommend best strategies for you 
At this point we discuss the strategy most suitable for your needs. Now you are ready to take action on your financial plans and pursuit of your goals.
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