Financial Planning to Grow, Protect and Transfer Wealth for Affluent Clients in Puerto Rico.
For more than 40 years, our mission is to empower our clients to achieve their financial goals through personalized and comprehensive planning. We strive to provide objective and transparent advice, always acting in our client's best interests. By building long-term relationships based on trust and integrity, we aim to help our clients navigate life's financial challenges with confidence and peace of mind.
"Experience the difference of a boutique approach to financial planning".
We look forward to working with you through all stages of your life.
Retirement Plan Services
TPA & 3(16) Fiduciary
As 3(16) Fiduciaries our philosophy is a product agnostic approach tailored to the plan sponsor needs on a fiduciary capacity.
3(21) & 3(38) Fiduciary
Years of experience have prepared us to guide you through your life transitions.
Plan Design & Consulting
Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.
Investment Monitoring and Analysis
Want to learn more about retirement, social security, or estate strategies? We have a wealth of resources.
Wealth Management
Investment Management
We create strategies that are tailored to your needs and goals.
Retirement Planning
Years of experience have prepared us to guide you through your life transitions.
Financial Planning
Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.
Risk Management
We create strategies that are tailored to your needs and goals.
Estate Planning
Years of experience have prepared us to guide you through your life transitions.
Tax Planning
Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.
Helpful Content
How to Conquer the World - 5 Financial Strategies for Savvy
Learn more about women taking control of their finances with this infographic.
Coaches
Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.
Why Regular Rebalancing Makes Sense
Without your knowing, your investment portfolio could be off-kilter.
Retirement Realities
Many pre-retirees can become focused on the “ideal” retirement, but turning that dream into a reality can be tricky.
Red Flags for Tax Auditors
Here are six flags that may make your tax return prime for an IRS audit.
A Cheat Sheet for Sending Your Kid to College
Dropping off your child is loaded with emotions; here are a few tips for a smoother experience.
FIRE Retirement
This short, informative article teaches the basics of the FIRE movement.
Are You Ready for Your Portfolio to Make a Difference?
Learn about the rise of Impact Investing and how it may benefit you.
Risk Perspective
Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.
View all articles 
What Is the Dividend Yield?
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Should I Pay Off Debt or Invest?
This calculator will help determine whether you should invest funds or pay down debt.
How Compound Interest Works
Use this calculator to better see the potential impact of compound interest on an asset.
Taxable vs. Tax-Deferred Savings
Use this calculator to compare the future value of investments with different tax consequences.
Saving for College
This calculator can help you estimate how much you should be saving for college.
Lifetime of Earnings
Estimate how much you have the potential to earn during your working years.
View all calculators
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
View all presentations
The Cycle of Investing
Understanding the cycle of investing may help you avoid easy pitfalls.
Surprise! You’ve Got Money!
Here’s a quick guide to checking to see if you have unclaimed money.
Forecast
The market is as unpredictable as the weather. We’d love to help you prepare.
Global and International Funds
Investors seeking world investments can choose between global and international funds. What's the difference?
Dog Bites and Homeowners Insurance
Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.
A New Way to Look at Your Bucket List
Bucket lists don’t have to be for tomorrow.