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Financial Planning to Grow, Protect and Transfer Wealth for Affluent Clients in Puerto Rico.

For more than 40 years, our mission is to empower our clients to achieve their financial goals through personalized and comprehensive planning. We strive to provide objective and transparent advice, always acting in our client's best interests. By building long-term relationships based on trust and integrity, we aim to help our clients navigate life's financial challenges with confidence and peace of mind.

"Experience the difference of a boutique approach to financial planning".

We look forward to working with you through all stages of your life.

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Retirement Plan Services

TPA & 3(16) Fiduciary

TPA & 3(16) Fiduciary

As 3(16) Fiduciaries our philosophy is a product agnostic approach tailored to the plan sponsor needs on a fiduciary capacity.

3(21) & 3(38) Fiduciary

3(21) & 3(38) Fiduciary

Years of experience have prepared us to guide you through your life transitions.

Plan Design & Consulting

Plan Design & Consulting

Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.

Investment Monitoring and Analysis

Investment Monitoring and Analysis

Want to learn more about retirement, social security, or estate strategies? We have a wealth of resources.

Wealth Management

Investment Management

Investment Management

We create strategies that are tailored to your needs and goals.

Retirement Planning

Retirement Planning

Years of experience have prepared us to guide you through your life transitions.

Financial Planning

Financial Planning

Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.

Risk Management

Risk Management

We create strategies that are tailored to your needs and goals.

Estate Planning

Estate Planning

Years of experience have prepared us to guide you through your life transitions.

Tax Planning

Tax Planning

Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.

Helpful Content

Understanding Homeowners Insurance

Understanding Homeowners Insurance

Purchasing homeowners insurance is critical for protecting your home.

Finding the Balance

Finding the Balance

The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance.

Getting a Head Start on College Savings

Getting a Head Start on College Savings

A few strategies that may help you prepare for the cost of higher education.

 

Errors and Omissions Insurance

E&O insurance is specifically designed to protect you, or your company, from the risk of a client’s dissatisfaction.

Does Your Portfolio Fit Your Retirement Lifestyle?

Lifestyle considerations in creating your retirement portfolio.

Directors and Officers Liability Insurance

Not only can D&O insurance provide financial protection, but it can help improve an organization’s decision-making.

Do Your Kids Know The Value of a Silver Spoon?

You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

Deciding When to Take Social Security

One of the most common questions people ask about Social Security is when they should start taking benefits.

Does Your Child Need to File an Income Tax Return?

When your child has income, there’s a good chance that he or she will need to report it and pay taxes.

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Capital Gains Tax Estimator

Use this calculator to estimate your capital gains tax.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

Comparing Investments

This calculator compares the net gain of a taxable investment versus a tax-favored one.

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

Bi-Weekly Payments

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

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The Real Cost of a Vacation Home

What if instead of buying that vacation home, you invested the money?

Bursting the Bubble

Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?

Perception vs. Reality

There’s an alarming difference between perception and reality for current and future retirees.

The Other Sure Thing

Though we don't like to think about it, all of us will make an exit sometime. Are you prepared?

Should You Tap Retirement Savings to Fund College?

There are three things to consider before dipping into retirement savings to pay for college.

Timing Your Retirement

This short video illustrates why knowing when to retire can be a crucial part of your strategy.

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